Data Analyst with ML Experience (w/m/d) job at Billie in Berlin

We are Billie, the leading provider of Buy Now, Pay Later (BNPL) payment methods for businesses, offering B2B companies innovative digital payment services and modern checkout solutions. We are to create a new standard for business payments and have made it our mission to simplify the purchasing experience for all businesses making it a tool for growth. Our solutions are based on proprietary, machine-learning-supported risk models, fully digitized processes and a highly scalable tech platform. This makes us a deep-tech company building financial products, not the other way around. We love building simple and elegant solutions and we strive for automation and scalability.

About the role:

Billie's Analytics team is at the heart of the company supporting multiple functions to make data-driven decisions. Analytics team works closely with all Product segments, and other departments by innovating, hypothesizing, strategizing and providing recommended actions to relevant stakeholders (Decision science, Business Development and Account Management, Collection and Underwriting teams, Customer support and Marketing) in an integrated, scalable, secure and compliant way to enable the company's sustainable growth.

We are looking for a diligent Data Analyst to join Billie's Analytics team and contribute to the development and enhancement of Billie's analytical capabilities.

In this role, you will have the chance to make a significant impact by leveraging data and analytics tools, will look for solutions, establish relationships to be able to guide business decisions within the company values and expectations, and contribute to the ongoing growth of our portfolio.

The role is for someone who is a self-starter, enjoys exploring data for insights to support strategic decision making, is passionate about building data structures, analyzing and reporting on key performance indicators, comfortable to work on operational matters, willing to develop expertise in fraud and credit risk prevention, has excellent communication and strong interpersonal skills, and is able to document effectively.

This is a unique opportunity for analysts who are eager to immerse themselves in the heart of fintech business, develop additional muscles, and grow within a fast-paced and dynamic environment. You will collaborate with cross-functional teams, apply creative problem-solving skills, and drive business growth through data-driven strategies.

You will:

Perform analysis to develop a deep understanding of the product, and its usage, business processes, and to support business and research hypotheses, including A/B testing of product ideas, identifying new product and business opportunities
Support product segments in creating effective tracking and measurement plans to ensure the impact of new features align with our product strategy
Design data models as part of data solution to support reporting and analysis needs
Create, maintain and update dashboards and reports using BI tools to communicate insights effectively
Enhance data processes, identify gaps, and streamline data collection
Collect, consolidate, and closely track KPI metrics regarding Billie's portfolio
Use statistics and ML concepts in developing actionable business solutionsPerform comprehensive data analysis and EDA to support Risk and Fraud systems optimization
Communicate and present recommendations and key insights to stakeholders and executives to drive business decisions and create an impact
Communicate issues in an independent and timely manner with appropriate internal and external partners

Who we are looking for

You have 5+ years of proven experience in data analytics, data engineering or quantitative analytics
Proficiency in writing structured and efficient SQL queries for large data sets
Proficiency in advanced data and analytics and statistical concepts, tools, and methodologies
Have prior experience building intuitive data visualizations and dashboards that influence business decisions, utilizing tools like Looker, Tableau, Mixpanel, or similar
Proven track record of managing complex initiatives with strong emphasis on data, providing actionable insights and tracking success of those initiatives
Able to communicate complex problems in a simple and relevant manner at all levels
Experience with translating analytical insights into data driven business prioritization
You have strong business acumen coupled with highly analytical mindset
You had the chance to work in a fast-paced and dynamic environment
Strong sense of responsibility, self-starter, well organized, good planner, able to work independently and meet deadlines
Experience with Python, R and other advanced analytical tools
Previously experience in a fraud, risk & payment management environment is an advantage

What we offer:

Challenging and impactful work that drives personal and professional growth
One of the best Virtual Shares Incentive Programs in the market, so that everyone at Billie is invested in our success
Flexible work hours and trust in your ability to deliver, empowering you to take control of your work-life balance
A hybrid working approach that allows you to work from home for up to 3 days per week
Enjoy 30 days vacation per year on top of paid public holidays, sabbatical opportunities, and extra child sickness leave for parents
Our "Catch a Ride with Billie" program that enables discounted access to Berlin Public Transport (BVG), Deutschland-Ticket, OR JobRad
A yearly development budget to broaden your skill set and horizons
Free German group classes
An English-speaking, multicultural team with more than 40 nationalities represented
Building meaningful connections with your colleagues through company and team events, interest groups, the Billie run club, game nights, and more, powered by our Formula Fun Team!
Great office space at Checkpoint Charlie with free gym access, barista coffee, drinks and more

Billie offers you the opportunity to be a part of one of the fastest-growing Fintech startups in Europe following the mission to innovate to create new freedom for businesses of all sizes. Our combined decades of experience in B2B Financing and Payments in a market thirsty for innovation and change make this a fantastic possibility to get into the most dynamic space in tech.

Join an international team of talented, passionate people where drive and merit matter. We work in nimble, cross-functional teams with open communication lines across the company. You'll be surrounded by smart people from a wide variety of backgrounds from which you can learn and that want to learn from you.

Are you ready to join Billie?

Billie is proud to be an equal-opportunity employer. We celebrate diversity and are committed to creating an inclusive environment in our workplace. By embracing talents and abilities of all kinds, we aim to boost motivation and team creativity. We do not discriminate on the basis of race, religion, national origin, age, marital status, gender, political views, beliefs, sexual orientation, color, disability status, or any other demographic factors.